Income Protection

Support for the unexpected

If you can't work due to illness or injury, an Income Protection policy will provide you with a regular income. 

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Income Protection is available to those working more than 16 hours per week in paid employment or the self-employed. Even if you make a claim and then go back to work, you're still covered in case you ever need it again.

Why choose our Income Protection?

It’s the small things that make the biggest difference when it comes to Income Protection Cover.

The features and valuable optional benefits of your policy make the difference between cover that’s fine, and cover that’s really excellent. Ideally you want a competitively priced policy with market leading features and optional benefits, from an established company who pays out claims as they should, when they should - just like Royal London.

With our cover, you'll enjoy a range of additional benefits:
  • Stay covered for longer – Royal London offers cover up to age 70 - the oldest age available in the Irish market.
  • Terminal Illness Benefit – Income Protection payments start immediately at the date of diagnosis.* 
  • Choose your Deferred Periods – We offer the widest choice of Deferred Periods ranging from four to 52 weeks. 
  • Split Deferred Benefit – For even more flexibility, we’re the only company that allows you two Deferred Periods within a single policy. 
  • Back-to-work Benefit – Our cover provides you with market-leading financial support for your first three months back at full-time work following a claim of more than one year. 
  • Indexation Option – This option increases your cover by 3% each year in return for a 3.5% increase in your premiums each year.**

Of course, we offer lots of other helpful extras too, such as our Helping Hand service. Speak to your Financial Broker to find out more.

*Provided you are diagnosed with a terminal illness and have less than 12 months to live.

**This option is available up until you turn 70. To choose this option you must have started your policy before your 65th birthday.

More about Income Protection

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Personal Income Protection Brochure

Find out more about our Personal Income Protection

View Brochure (PDF 8.9mb)  about Personal Income Protection Brochure
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Executive Income Protection Brochure

Find out more about our Executive Income Protection

View brochure (PDF 6.6mb)  about Executive Income Protection Brochure
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Helping Hand

Added support when you need it most 

Learn how Helping Hand can support you  about Helping Hand

Ring our Dublin team

for more information on your existing policy:

01 429 3333

Monday to Friday: 8am - 6pm

We recommend discussing your options with your Financial Broker.

They can make sure your policy choices best suit your needs and personal circumstances.

Why Royal London

When you, following your Financial Broker’s recommendation, take out a policy with Royal London, you can rest assured you are in safe hands. We are committed to looking after the interests of our customers.

Find out more about Why Royal London