Life Cover

Cost‑effective financial security when it's needed most

Our Life Cover, also known as Term Assurance, pays out a lump sum if you die during the term of the policy.

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If you have adequate Life Cover and the worst happens, this sum could help to pay off your mortgage, household bills, education fees, motor expenses and other ongoing living costs – in short, it provides financial support for your family when they need it most.

Why choose our Life Cover?

Our Life Cover offers a full range of benefits focused on providing you with protection that is flexible, easy to understand and cost-effective:

  • Get covered from as little as €15.15 a month (including 1% Government levy) - Our premiums are some of the most affordable in Ireland.
  • Get one month's free cover - Your cover starts as soon as your application is accepted, but the cost of the first month is on us. 
  • Stay covered for longer - You can be covered up until you turn 91 - the oldest age offered by any life insurance provider.* 
  • Special Events Increase Benefit - This gives you the option to increase your level of cover** without providing further medical evidence if you increase your mortgage, get married, have or adopt a child.

Of course, we offer lots of other helpful extras too, such as our Helping Hand service and Funeral Payment Helping Hand feature. Speak to your Financial Broker to find out more.

*The minimum term is five years and the maximum is 51 years (depending on your age), which is the longest available on the market.

**This option ends when you reach age 55 and maximum increases apply.

More about Life Cover

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Product Brochure

Find out more about our Life Cover

View brochure (PDF 4.2mb)  about Product Brochure
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Helping Hand

Added support when you need it most

Find out more  about Helping Hand

Ring our Dublin team

for more information on your existing policy:

01 429 3333

Monday to Friday: 8am - 6pm

We recommend discussing your options with your Financial Broker.

They can make sure your policy choices best suit your needs and personal circumstances.

Why Royal London

When you, following your Financial Broker’s recommendation, take out a policy with Royal London, you can rest assured you are in safe hands. We are committed to looking after the interests of our customers.

Find out more about Why Royal London