Mortgage Protection

Help get everything in shape with Mortgage Protection

A Mortgage Protection policy pays a lump sum to help repay the outstanding balance on your mortgage, should you die. In most cases your Mortgage Protection policy will be assigned to your mortgage lender, as security for your mortgage loan.

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Our Mortgage Protection policy offers you a broad range of benefits including the option to add Specified Serious Illness Cover to your policy and to select Dual Life cover for the same price as Joint Life cover.

Why choose our Mortgage Protection?

With our Mortgage Protection you can enjoy a range of features that give you excellent value for money and cover you can rely on:

  • Get covered for as little as €10 a month (including 1% Government levy) - Our premiums are some of the most affordable in Ireland. 
  • Enjoy double the cover at no extra cost - Get Dual Life Mortgage Protection (can pay out twice) for the same price as Joint Life.
  • Get one month's free cover - Your cover begins straight away, but your payments don't start until the first month has passed. 
  • Conversion Option - Convert your policy to another for just an extra 5% in premium. 
  • Special Events Increase Benefit - This gives you the option to increase your level of cover* without providing further medical evidence if you increase your mortgage, get married, have or adopt a child.

Of course, we offer lots of other helpful extras too, such as our Helping Hand service feature. Full details as well as the terms and conditions which apply are contained in the relevant policy conditions booklet or else speak to your Financial Broker to find out more.

*This option ends when you reach age 55 and maximum increases apply.

More about Mortgage Protection

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Product Brochure

Find out more about our Mortgage Protection

View brochure (PDF 2.6mb)  about Product Brochure
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Helping Hand

Added support when you need it most 

Find out more  about Helping Hand

Ring our Dublin team

for more information on your existing policy:

01 429 3333

Monday to Friday: 8am - 6pm

We recommend discussing your options with your Financial Broker.

They can make sure your policy choices best suit your needs and personal circumstances.

Why Royal London

When you, following your Financial Broker’s recommendation, take out a policy with Royal London, you can rest assured you are in safe hands. We are committed to looking after the interests of our customers.

Find out more about Why Royal London