Last modified: 07 January 2019
We know that sometimes the legal bits and bobs aren't the most interesting, but nevertheless we would still recommend you spend some time reading through our terms and conditions carefully.
This website is operated by Royal London Insurance Designated Activity Company (‘Royal London’, 'we', 'us' or 'our'). We are registered in Ireland under company number 630146 and have our registered office at 47-49 St. Stephen’s Green, Dublin 2. Our VAT number is IE 3562096IH.
We are regulated by the Central Bank of Ireland.
The products and information in this website are provided for Residents of the Republic of Ireland only and are only available via authorised intermediaries. Any person who is a minor or otherwise unqualified to be a party to a contract is not entitled to apply for any of the products listed on the website.
We reserve the right to modify or remove part of this legal notice at any time. When changes are made we will revise the “last modified” date at the top of this page. Please check this page periodically for changes as they are binding on you.
We make every effort to ensure that the information contained on our website is current, accurate and complete at the date of publication. No representation or warranty or undertaking of any kind (whether express or implied) as to the reliability, accuracy or completeness of such information is given by or on behalf of Royal London. We do not accept any liability for any loss or damage including, but not limited to, loss of profits, goodwill or any type of financial or other pecuniary or direct or special, indirect or consequential loss howsoever arising, whether in negligence or for breach of contract or other duty, as a result of use of, or inability to use, our website or reliance on the information contained in this website, whether authorised or not.
Information on this website is for general information purposes only. Nothing on the pages of this website shall be deemed to constitute financial advice or other professional advice in any way. You must obtain financial or other professional advice if you require it, before taking, or refraining from, any action on the basis of the content on our website.
We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. Access to our website is permitted on a temporary basis. We reserve the right to suspend, withdraw, discontinue or change, all or any part of, this website without notice at any time and accept no responsibility for these pages not being available at all times.
We do not warrant that this website or the server from which it is accessed are free from viruses, worms, Trojan horses, or other harmful components and we will not be liable for any loss or damage caused to your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any content on it, or on any website linked to it. You should use your own virus protection software.
You are responsible for making all arrangements necessary for you to have access to our website.
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. We will report any breach of this condition to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.
You agree to use the website only for lawful purposes and in a way which does not infringe the rights of anyone else or restrict or inhibit anyone else's use and enjoyment of the website. Website content must not be copied or reproduced, modified, redistributed, used or otherwise dealt with for any other reason without our express written permission. You are not entitled to use the content of the website for commercial exploitation in any circumstances.
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our website in any website that is not owned by you.
Our website must not be framed on any other website.
We reserve the right to withdraw linking permission without notice.
Where our website contains links to third party websites, these links are provided solely as a convenience to you and not as an endorsement by us of the contents on such third party websites. Royal London is not responsible for the content of linked third party sites and does not make any representations regarding the content or accuracy of materials on such third party websites. If you decide to access linked third-party websites, you do so at your own risk.
Intellectual property rights
The contents of this website, such as text, graphics, images and other material are owned or licenced by Royal London and are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our website for your personal use and you may draw the attention of others within your organisation to content posted on our website.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.