Specified Serious Illness Cover
What is Specified Serious Illness Cover?
Even if you are in good health, illness can happen at any time. Specified Serious Illness cover makes sure you’re financially supported.
With Specified Serious Illness cover, if you are diagnosed with, and meet the policy definition for any of the 112 illnesses that we cover, we will pay you a tax-free lump sum.
Why choose our Specified Serious Illness Cover?
- You’re in safe hands - We’ve been protecting customers like you for over 190 years so you can trust us to support you
- Strong coverage for the most common serious conditions - We offer the best and broadest coverage* for cancer and heart attack
- Protection for more conditions* - 112 conditions covered
- First month free - Get your policy started with a free month on us
- Customer-centric claims approach - We paid out 99% of all protection claims in 2023**
- A Helping Hand with recovery - Access our comprehensive and personal support service when you need it, for as long as you need it
- Childrens’ specified serious illness cover is also included for all your children - From birth (with certain conditions attached) until their 18th birthday (21st birthday if in full time education)
Of course, we offer lots of other helpful extras too, such as Indexation and a Conversion Option. Speak to your Financial Broker to find out more.
Why would I need it?
A serious illness can have a profound effect on our lives. They can come with long recovery times and substantial costs which can drastically alter your financial security and lifestyle.
The lump-sum payment could help you maintain your standard of living while you’re ill and help pay the bills while you’re getting back on your feet. And it might help you pay for private medical care, or to see a consultant who specialises in your condition. It could even help to pay for necessary alterations to your home.
But am I at risk of serious illness?
It’s fair to say that most of us know someone who has experienced a serious illness such as cancer or heart attack.
We know that one in two of us are at risk of being diagnosed with cancer in our lifetime.*** 6,000 people have heart attacks in Ireland each year.****
The safety net of Specified Serious Illness Cover can provide financial support during a challenging time, allowing you to focus on recovery without the added stress of financial hardship.
More about Specified Serious Illness Cover
Product Brochure
Find out more about our Specified Serious Illness Cover.
For more information
Contact your financial broker for more information.
The product features described and links to brochures and other documents refer to the current version of the product available through your Financial Broker. Policies taken out before now, may have different features and policy conditions. If you have a question about your current policy, please get in touch with our team in Dublin using the contact details below, or contact your Financial Broker.
Ring our Dublin team
for more information on your existing policy:
01 429 3333
Monday to Friday: 8am - 6pm
We recommend discussing your options with your Financial Broker.
They can make sure your policy choices best suit your needs and personal circumstances.
Our Helping Hand service
Helping Hand gives one-to-one personal support from your own dedicated nurse from RedArc who can help you and your family cope with the devastating effects that illness or bereavement can have.
More about Helping Hand
* Our policy includes the highest number of illnesses covered by an Irish provider. Clearchoice comparison 01/08/2024.
** https://www.royallondon.ie/our-products/why-royal-london/claims-service/
*** National Cancer Registry Ireland, 2023. https://www.ncri.ie/sites/ncri/files/pubs/NCRI_AnnualStatisticalReport_2023.pdf
**** https://www.hse.ie/eng/about/who/cspd/ncps/national-heart-programme/acs/resources/irish-heart-attack-audit-2021.pdf