Whole of Life Cover

Giving you more with our Whole of Life Cover

Looking for an insurer who's in it for the long haul? You're in the right spot. Our Whole of Life Cover has been designed to pay out a lump sum whenever you die. 

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If you have a family, Whole of Life Cover can give you peace of mind knowing that they'll receive a cash lump sum whenever you die. Our policy offers a full range of benefits focused on providing you with life cover which is fair, worthwhile and easy to understand - and of course, available for the whole of your life.

By putting financial measures in place now, you may be able to make a difficult time for your loved ones just a little bit easier.

Why choose our Whole of Life Cover?

Getting protection that suits your needs is important, and so is the price you pay for it - but that's not all. In addition to being competitively priced, our cover provides you with some of the best benefits in the Irish market:

  • Know how much you'll pay - Our cover is available at a fixed price that will never go up (unless you want to increase your cover).
  • Life Changes Option* - This innovative feature offers much needed choice and control, so you can adapt your policy if your life circumstances change. It gives you the option to stop paying premiums after having had your policy for 15 years, and you can still get something back. 
  • Helping Hand service - Available at no extra cost, this support service can help your family through a difficult time if you're diagnosed with a serious illness or pass away.

Speak to your Financial Broker to find out more.

*You can choose to have a lower amount paid out when you die (Protected Cover), or take an immediate cashback amount and end the policy (Protected Cashback – up to 70% of your premiums). This option, which costs an extra 10%, also promises that your premiums will stop at your 100th birthday, but cover will continue. So you can know from the start the absolute maximum you’ll ever pay in premiums.

More about Whole of Life Cover

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Product Brochure

Find out more about our Whole of Life Cover

View brochure (PDF 6mb)  about Product Brochure
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Life Changes Option

Find out more about our innovative Life Changes Option

View brochure (PDF 5mb)  about Life Changes Option
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Inheritance Tax Planning

Find out more about Whole of Life and Inheritance Tax

View brochure (PDF 0.5mb)  about Inheritance Tax Planning
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Helping Hand

Added support when you need it most

Find out more  about Helping Hand

Ring our Dublin team

for more information on your existing policy:

01 429 3333

Monday to Friday: 8am - 6pm

We recommend discussing your options with your Financial Broker.

They can make sure your policy choices best suit your needs and personal circumstances.

Why Royal London

When you, following your Financial Broker’s recommendation, take out a policy with Royal London, you can rest assured you are in safe hands. We are committed to looking after the interests of our customers.

Find out more about Why Royal London