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Pension products to suit your needs

Underpinned by strong customer service, our pension products provide positive competition in terms of innovation, pricing and transparency, with no fixed or monetary policy fees or fund switching charges.

We offer a Personal Retirement Bond (PRB) and an Approved Retirement Fund (ARF).

We offer a customer-focused Personal Retirement Bond (PRB) and an Approved Retirement Fund (ARF).

These products provide a range of unique product features including zero policy fees or fund switching charges, automatic portfolio rebalancing, and ValueShare.

ValueShare is an additional payment boost that may be added to customers fund returns in years that the company does well. Once paid, it belongs to the customer and can never be taken away. Learn more about this feature here.

Approved Retirement Fund (ARF)

Learn more about our at-retirement product. Our ARF or Approved Retirement Fund is an option to consider when deciding what you do with your pension pot. It offers a flexible arrangement that allows you to remain invested in funds after retirement and withdraw money as and when you want.

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Personal Retirement Bond (PRB)

Learn more about our Personal Retirement Bond (PRB) product. This is also sometimes called a Buy‑Out‑Bond. It's an individual pension bond established in your name, that receives a single contribution into it, usually as a transfer payment from your current or previous pension scheme or from another PRB.

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Investing for your retirement

At Royal London Ireland we have lots of ways for you to invest your retirement savings. They're all about balancing the reward you want to get with the risk you're prepared to take. Our innovative range of investment options has been designed specifically with your pensions in mind.

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ValueShare

As well as providing you with excellent products, a range of investment options and good service, we also will aim to give your savings a potential boost. This is called ValueShare. 

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The product features described and links to brochures and other documents refer to the current version of the product available through your Financial Broker. Policies taken out before now, may have different features and  policy conditions. If you have a question about your current policy, please get in touch with our team in Dublin or contact your Financial Broker.

Press release: We're Ireland’s first new pension provider to enter the market in over a decade

Following a multi-million Euro investment, Royal London Ireland, the rapidly growing life and pensions provider has announced its development of new pension propositions that will be offered exclusively through Financial Brokers.

Read more about our expansion into the pensions market  

Responsible investment glossary

We recognise that not everyone uses the same language or terminology when talking about stewardship and responsible investment.

Read more  about Responsible investment glossary