ValueShare
ValueShare awarded for a fourth year in a row
That's a boost of 13bps*!
Our mutual mindset means that when we do well, we believe our customers should too. We’re delighted to announce that we’re awarding ValueShare on our pension products again this year — for the fourth year in a row.
ValueShare is unique to Royal London Ireland pension policyholders, so it can’t be found anywhere else.
*13bps/0.13%
Who is eligible and what happens next
Who is eligible
All Personal Retirement Bond, Approved Retirement Fund and Personal Retirement Savings Account customers with an active policy that started on or before 31 December 2025 will receive a 13bps boost to the total value of their policy.
What happens next
The award will be automatically added to your eligible clients’ pension policies in April 2026, and we’ll write to clients to confirm their award amount.
Viewing ValueShare awards
You can view client letters and ValueShare awards via the pensions portal (top right of this page). Navigate to My Documents and search by client.
How ValueShare works
Each year, we’ll review how we’ve performed against our targets as well as our medium to long term outlook. We’ll work out if ValueShare can be awarded, and if so, how much it will be – and we’ll let you know. We’ll add your eligible clients' ValueShare amount to their policies – you don’t have to do anything.
ValueShare is unique to Royal London Ireland and for our pension policyholders, so you can’t get it anywhere else!*
Watch the video below to learn more about how ValueShare works.
| What ValueShare is: | What ValueShare isn't: |
| It is a portion of the profits of Royal London Ireland awarded in the years that we do well. The decision to award ValueShare, or not, is determined by a number of financial measures, including but not limited to profit levels. |
It isn’t shares in Royal London Ireland. |
| It is an extra amount added to the value of your client's pension policy. | It isn’t shares in any companies that Royal London Ireland invests in. |
| It is only available to Royal London Ireland pension policyholders and when it has been awarded, this boost to their pension can never be taken away. |
It isn’t linked to how well your client's Royal London Ireland pension fund performs. |
Video: How ValueShare works
If awarded, ValueShare units will be added in April to your eligible client's policy as long as their policy was active on 31 December in the previous year and remains active on the date on which the ValueShare award is given.
We will add ValueShare units in the same funds, in the same proportions, as their policy is invested in on the date that they are added. Once ValueShare units are added they cannot be removed and are subject to the same terms and conditions and charges as the other units in their policy.
More about ValueShare
Your Royal London Ireland Broker Consultant would be delighted to tell you more about ValueShare.
ValueShare Brochure
A potential boost to your client's pension product policy.
| Warning: The value of your investment may go down as well as up. |
| Warning: If you invest in this product you may lose some or all of the money you invest. |
| Warning: The income you get from this investment may go down as well as up. |
| Warning: These products may be affected by changes in currency exchange rates. |
| Warning: There is no guarantee that ValueShare will be awarded each year. Any past ValueShare awards are not a guide to future ValueShare awards. |
*Correct as at 01 April 2026 based on Royal London Ireland's research and understanding of the market.